LIC's Bima Platinum (Plan 770, UIN: 512N397V01) is a
non-linked, non-participating individual savings life insurance plan that
combines protection with guaranteed financial returns.
Key Features
- Guaranteed
Additions: Accrues ₹70 per ₹1,000 of the total annualised premium paid
during the Premium Paying Term (PPT).
- Regular
Income Benefit: Pays 10% of the Basic Sum Assured annually during the
payout period (calculated as the total policy term minus the PPT).
- Booster
Income Benefit: Pays a one-time bonus of 70% of the Basic Sum Assured
at the end of the year corresponding to (PPT + 5).
- Flexible
Terms: Premium Paying Terms are available for 7, 10, 12, 15, or 18
years.
- Minimum
Sum Assured: Starts at ₹3,00,000. [
Eligibility Rules
- Entry
Age: Ranges from 30 days completed to a maximum of 55 years (varies
based on chosen PPT).
- Maturity
Age: Minimum age is 28 years completed; maximum age is 75 years.
- Availability:
Offered as a closed-ended product from September 7, 2026, through March
31, 2027.
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